The USHispano Group recognizes that protecting the privacy and security of the nonpublic personal information we collect about you is an important responsibility. "Nonpublic personal information" is the nonpublic information about you that is obtained by us in connection with providing you a financial product or services. We may collect nonpublic personal information from applications and other forms you provide to us and our affiliates to obtain financial products or services; from information we collect as a result of your transactions with us, our affiliates or others; and, from consumer reporting agencies.

1. We will not disclose any nonpublic personal information about our current or former customers or consumers to anyone, except as permitted or required by law, or as described below.

2. We may disclose all of the information we collect about you to our affiliates and to nonaffiliated third-parties that perform services on our behalf, including marketing services, or other financial institutions with whom we have joint marketing agreements.

3. If we collect nonpublic personal information from you to provide third-party financial products and services requested by you, such third-party's use of your personal information will be subject to their privacy policy as disclosed to you by them.

4. We have procedures in place that limit access to nonpublic personal information to those employees and other individuals who need to know such information to provide products and services to you. We will maintain physical, electronic, and procedural safeguards to protect the confidentiality of your nonpublic personal information as required by law.

The USHispano Group is sensitive to privacy issues on the Internet. We believe it is important that you know how we treat the information we receive about you on the Internet.

1. In general, you can visit our Web site without telling us who you are or revealing any information about yourself. Our Web servers may collect anonymous, aggregate information such as when you visited our site, how long you stayed, where you went while you were here and if you linked here from another site. USHispano aggregates such information to measure the use of our site and to improve its content.

2. USHispano' Web sites provide several opportunities for users to provide personal information about themselves to help us provide our users with better service. For example, we collect information about you when you send us a request for more information about the products, services, and information listed on a USHispano site. We also collect information about you when you send e-mail to any of our email addresses, so that we may respond to your message. We collect no personally identifying information about you except when you specifically and knowingly provide it. We will never sell your information to any other company however, you should be aware that USHispano may use this information that you supply about yourself for promotional or marketing purposes. You may stop the use of your information for such purposes by sending a request to our Customer Service Department at custserv@ushispano.com. You may request copies of the personally identifying information that USHispano has collected about you by sending a self-addressed envelope with adequate return postage along with a request for such information to USHispano at the address shown below. USHispano will correct any such information that you identify in writing as being incorrect in accordance with USHispano' data correction procedures.

3. USHispano does not knowingly collect information about children. USHispano will delete any such information that it discovers or is made aware of.

When you visit our Web sites, USHispano places a "cookie" in the browser files of your computer. A "cookie" is a file that tracks what you do on a USHispano Web site. Our "cookie" does not collect any personally identifying information about you. We use the information it collects for administrative purposes and to understand how visitors use our site.

Users should be aware that USHispano has no control over any information that users may disclose to other users of a USHispano Web site. Please notify USHispano immediately if you discover that any user of a USHispano Web site is improperly collecting or using personally identifying information of users of the USHispano Web sites.

We know that online security is a serious matter. At USHispano, we consider your online security an important factor of our commitment to overall customer satisfaction. For additional information on your privacy rights concerning data collected by Web sites, refer to the Federal Trade Commission's How to Protect Your Privacy pamphlet.

Google, as a third party vendor, uses cookies to serve ads on USHispano. Google's use of the DART cookie enables it to serve ads to users based on their visits to USHispano and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

This Privacy Policy is part of the Terms of Use agreement. If you have any questions or comments about this Privacy Policy please contact USHispano's Customer Service Department at custserv@ushispano.com or you can reach us by regular mail at:

The USHispano Group
1665 Apricot Tree Circle
Las Vegas, NV 89142-0654